Using and Exchanging PLUS Points to GEL

PLUS points value in GEL

PLUS points calculation is simple:

• 1200 PLUS points = 3 GEL (standard rate)
• 12000 PLUS points = 30 GEL
• On Swapy, 1600 PLUS points ≈ 5.60 GEL (increased value)

*The exchange rate may vary — see the exact rate on the homepage

How to earn PLUS points

PLUS points are earned with any Bank of Georgia card when paying at local and international partner stores. The amount earned depends on the card type and status.

How to use PLUS points

• Online shopping: purchase items at online stores such as Extra.ge
• Exchange for GEL: exchange PLUS points for GEL on Swapy.ge
• Partner stores: get discounts or free products at Bank of Georgia partner locations
• Utilities and mobile: pay utility bills or top up your mobile balance with points

PLUS points exchange process on Swapy

Exchange process in the Bank of Georgia mobile banking application:

1. Open the mobile banking app and go to the PLUS section
2. Select the transfer section
3. Enter the recipient's ID number
4. Specify the amount of PLUS points to transfer
5. If you want the funds on a specific account, indicate the desired account number in the comment field

After the transaction completes, the money is usually reflected in your account within 1 minute.

How to check your PLUS points balance

Check your balance via the Bank of Georgia mobile banking app (PLUS section), your internet banking profile, or by calling the bank's call center.

Frequently asked questions